Starting Nov. 20 through Dec. 11, Fry’s will offer quadruple fuel rewards points on most gift cards sold at its in-store kiosk. The rewards points can be redeemed for discounts of up to $0.10 on fuel at Shell stations and $1 at Kroger fuel centers. “We encourage customers to stop by Fry’s and purchase gift cards to use like cash, in order to save on fuel. We think it’s an easy and convenient way to kick off holiday shopping before heading out to retailers,” notes Kathy Kelly, president of Kroger Personal Finance. I love Fry’s and Kroger fuel, just the other day I saved $0.20 a gallon on my fuel purchase by participating in the savings program.

According to the National Retail Federation’s 2011 Holiday Consumer Intentions and Actions survey, released in October, 57 percent of consumers begin their holiday shopping in November and the first two weeks of December. And, limited budgets and a general wariness over the economy are driving consumers to seek out seasonal sales, discounts and other incentives to maximize their purchases.

Fry’s holiday gift card promotion falls into the latter category. The rewards allow customers to save up to $0.10 per gallon on gas purchased at Shell, or up to $1 per gallon at Kroger fuel centers nationwide. The more points a customer accrues, the greater the rewards. For example, for every purchase of $50 in gift cards from Fry’s Gift Card Mall, customers will receive 200 fuel points. Those 200 points can be redeemed for $0.10 off per gallon at two different fill-ups at the customer’s local Shell station, or $0.20 off per gallon at their local Kroger fuel center.

Choose from retailers such as Macy’s, JCPenney, Sears, Starbucks, iTunes, Lowes, Gap and Old Navy, Chili’s and Best Buy, among many others. Some exclusions do apply, and the rewards offer may vary by market, so customers are encouraged to visit their local store for more information. “The holiday gift card deal is just another way we offer meaningful savings to customers when they need it most,” Kelly says.

So to encourage your spending and savings with Fry’s this holiday season Fry’s and Kroger brand are giving away a $25 gift card for you to go out and spend merrily this holiday season and take advantage of all the great savings opportunities with Kroger and Kroger brand stores like Fry’s Food. Here is how you can enter to win:

• Tell me where the closest Kroger brand store is to your home so you can take advantage of the savings